Millennials and Gen Z often experience significant anxiety around group expenses. According to a study by Intuit Credit Karma, nearly one-third of Millennials (32%) feel awkward about splitting the bill when dining with friends. This anxiety can be so intense that almost half (47%) of Millennials would rather pay the full bill themselves to avoid the conversation of how to split the bill.

Discussing money with friends can feel awkward. Income disparities can create tension. Admitting you’re on a tight budget can be difficult, especially if your friends aren’t.

Bachelor parties can get expensive quickly. Whether it’s a local night out or a destination weekend, costs can add up. According to a survey by Credit Karma, nearly half of millennials are willing to eat the cost of a bill to avoid awkward conversations about money.

Managing finances among friends can be tricky.

Bachelorette trips are a time to celebrate the bride-to-be, but the financial aspect of the events can be daunting.