How the Orbit app works
The step-by-step breakdown of how to use the Orbit app to pay for expenses with friends live in the moment.
1. Go out (or stay in!) with friends
Have a great time at happy hour, trying that new restaurant, ordering in, or going on vacation.
2. When it’s time to pay, pull out your phone
Everyone connects via Orbit, which you can do even if you don’t have the app. Choose the group’s split ratio (percentages or itemized) and everyone confirms.
3. Anyone in your Orb can pay
Once you’re connected, anyone in the group can initiate the transaction with their Oribt card. Don’t worry: whoever taps their card isn’t covering the whole purchase — everyone is sharing it!
4. Orbit handles the rest
Based on your group’s chosen split ratio, we’ll divide the cost and then charge each person individually using their preferred payment method. That’s it! You’re all settled up.